Sep Ira Contribution Limits 2024 Employer Match. For the 2023 tax year, the irs set the annual ira contribution limit at $6,500 for those under 50 years old. 25% of compensation or maximum cap for the year (the lesser amount) 2023 max:
This is always 5x the maximum 401 (k) plan total contribution limit. An employer with 26 to 100 employees is permitted to provide these higher deferral limits if the employer provides either a (1) 4% matching contribution or (2) 3%.
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